Fannie Mae vs. Freddie Mac

For the more savvy borrowers and investors, I decided to post this comprehensive comparison chart between Fannie Mae and Freddie Mac. The chart illustrates the differences between both companies ‘loan qualifying criteria’ required of the loans they purchase.

Please keep in mind that some of these lending rules are not cast in stone and those do change over time. As lenders, we must understand and stay informed and current with all the new laws and regulations if we are to continue originating, funding and successfully closing your escrows. Some may find this information helpful, while others will learn something new.

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